Everyone will have dream to become Entrepreneur. Why?
The kind of wealth it would bring would be phenomenal. But the path for becoming Successful Entrepreneur is not that simple. Even if you have Dream, Courage, Conviction, Clarity, Etc, On your business plans the dream may not become reality if funds are not available. Hence funds plays a very crucial role is converting the Entrepreneurship dream into reality.
Again the questions is who is going to give funds?
Is it friends, relatives, Money lenders, Bankers, Venture Capitalists, PE?
Given all the options, the best one would be to go for Bank Loan because of its inherent benefits and safety aspects.
But how to get Bank Loan?
That too, if you are first generation Entrepreneur.
This course will take you through in stages on expectations of bankers when entrepreneurs approaches them for bank loans. This course will explain the basic documents which every entrepreneurs should have before approaching the bank for business loan. This course will explain how project funding should be structured to make it bankable.
This course will explain What is Project Viability and how entrepreneurs should visualize Viability as well Sensitivity Risks in the business. It will explain the Jargous adopted by the Bankers and rationale behind various inquiries made by the bankers.
In summary, this course will enable the entrepreneurs to put themselves into the shoes of bankers, so that when they approach the bank for business loan, they will have utmost clarity in interactions and high level of assurance for sanctions.
- 24 high quality videos
1. Introduction to Business Loans
1.Introduction How to get Bank Loan for Business
2.When do they Expect Information
3.Why Past Loans Matter
2. Types of Bank Loans for Business
1.Types of Bank Loans for Business
2.Bank Loans for New Projects
3. Project Viability
1.What is Project Viability
2.Project Viability - Case Study
4. Break Even Analysis
1.Break Even Analysis
2.Break Even Point Example
3.Break Even Point Graph
5. Term Loan Appraisal by Banks
1.Term Loan Appraisal By Banks
2.Term Loan - Nature of Project
3.Cost of Project and Means of Finance
6. Business Financing Decisions
1.Business Financing Decisions
2.Debt Vs Equity Financing
3.Good Time and Bad Time for Debt Equity Financing
4.Understanding Equity Funding in Projects
7. Loans under Banking Channel
1.Loans available in banking channel
2.Working Capital Loans
3.Working Capital Cycle
4.Understanding Cash Credit
5.Cash Credit Example
6.Letter of Credit
9.Types of Bank Guarantees
8. Project Report
1.Basics of Project Report
2.Project Report - Structure
6.Promoters & Management
9. Cost of Project
1.Cost of Project
4.Plant and Machinery Cost
5.Preliminary and Preoperative Expenses
6.Other Cost and Interest duirng Implementation
7.Provision for Contingency
10. Bankers Area Analysis
1.Why Credit Analysis Required
2.Know Your Customers
3.Know Customer Integrity
4.Know Performance Efficiency
5.Know Financial Position and Ability to Pay Back -1
6.Know about Industry
7.Legal and Valuation of Securities
8.Break Even Test by Bankers
9.Cash Break Even Analysis
12.Credit Rating Scale
Language of instruction: English